So I noticed that my first post didn't really delve much into my new sense of financial responsibility (or rather, the growing ulcer that every glance at my savings account has been giving me). I'm at a point in my life and my relationship with my boyfriend that I need to start planning ahead for big expenses, and not just living paycheck to paycheck. I'll be candid here - I do *ok* financially, but definitely not amazing. And I'm not at all smart with how I manage the kinda-adequate money I do make.
In my quest to upgrade my life, I've been inspired by Ramit Sethi's book "I Will Teach You to Be Rich." I'm (finally) going to get a 401K set up at work, and I've made some ambitious goals for saving money (at this point, it's all earmarked in my head for a down payment). On top of all that, I've got to improve my credit - I started out after grad school as a Hall Director, and didn't make a ton of money; I also stupidly bought a new car right then, and it all snowballed into missing a LOT of payments on different cards and loans. I've been really good for a while now, but I need to do something more active than just "pay everything on time." If I don't drastically improve my credit in the next few years I probably won't be able to have my name on the mortgage.
So, there we go - two big life goals, but they're part of the same "take your life by the balls finally" attitude that I'm learning to adopt day by day. I find myself checking my negative thoughts much more consciously these past few days, and it's stating to show :-) Still working out how this blog fits in with all that, but I'm confident I'll find my groove.
Thanks everyone!
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